Privacy Policy
Introduction
Welcome to https://asset-based-lending-for-growth.laneexplorer.com (hereinafter referred to as “Asset-Based Lending for Growth,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and disclosure of data in accordance with various international privacy laws, including but not limited to:
- Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
- Quebec Law 25
- General Data Protection Regulation (GDPR) of the European Union
- Lei Geral de Proteção de Dados (LGPD) of Brazil
- California Consumer Privacy Act (CCPA) and subsequent amendments (CPRA)
- Colorado Privacy Act (CPA)
- Utah Consumer Privacy Act (UCPA)
- Connecticut Personal Information Protection Act (CTDPA)
- Virginia Consumer Data Protection Act (VCDPA)
- South Africa’s Protection of Personal Information Act (POPIA)
Scope
This privacy policy is applicable to all aspects of our online presence, including our website, mobile applications, services, and products offered through these channels. It should be noted that our policy does not extend to third-party platforms, apps, or services linked from our site, each governed by their individual privacy statements.
Processing Activities
This document outlines the practices related to:
- Using our applications and services as an authorized user.
- Visiting our websites associated with this Privacy Policy.
- Receiving communications from us, such as newsletters, emails, phone calls, or text messages (SMS).
Personal Data Collection
We collect various categories of personal data, which include:
- Account Information: Details related to your user account, including usernames and passwords.
- Payment Information: Data associated with transactions, such as payment method details and billing addresses.
- Financial Information: Information about your financial status or history, required for certain services.
- Purchase Information: Details of products or services you have purchased from us.
- Mobile Device Identifiers: Unique identifiers from your mobile device for analytics purposes.
- Location Data: Your geographic location data when using our location-based services.
- Feedback: Comments, suggestions, and reviews provided by users.
- Social Media Information: Data obtained from social media platforms when you interact with us on these platforms.
- Product Information: Preferences and interactions related to products viewed or purchased on our site.
We gather this data through direct user input, interaction with our services, and automated technologies, such as tracking cookies and web beacons. Additionally, we may receive personal data from third parties who assist us in providing services, always adhering to their privacy policies.
Cookies
We employ cookies to enhance your experience on our website and for analytics purposes. Cookies are small text files stored on your device that categorize into:
- Strictly Necessary: Essential for navigation and using core features of the site.
- Preference: Remembering user preferences, such as language settings.
- Analytics: Collecting aggregate data about our users’ behavior to improve services.
Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.
Retention and Deletion
We retain personal data for as long as necessary to fulfill the purpose for which it was collected or as required by law. Once the retention period expires or when the purpose is achieved, we securely delete or anonymize the data to protect your privacy.
Security Measures
We have implemented robust organizational and technical safeguards to secure your personal data from unauthorized access, disclosure, alteration, or destruction. These measures include encrypted communication channels and engagement with secure third-party processing partners.
Children’s Privacy
Our services are not intended for individuals under 18 years of age, and we do not knowingly collect personal data from children in this age group.
Your Rights
Depending on your jurisdiction, you have certain rights regarding your personal data:
- Access: The right to request access to the personal data we hold about you.
- Rectification: The right to correct inaccurate or incomplete personal data.
- Erasure (Right to be Forgotten): The right to request the deletion of your personal data in certain circumstances.
- Restriction: Limiting our processing of your data for specific purposes.
- Portability: Receiving a copy of your personal data in a structured, commonly used format.
- Objection: Objecting to the processing of your data for specific or all purposes.
- Non-Discrimination: The right not to be subjected to automated individual decision-making that significantly affects you.
- Appeals/Complaints: Filing appeals or complaints with our privacy team regarding data handling practices.
To exercise these rights, please contact our Data Protection Officer using the details provided below.
Changes to Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page, and we encourage you to review it periodically for the latest information on our privacy practices.
Contact Information
For inquiries related to privacy, data requests, unsubscribe requests, or any other data-related questions, please contact us:
- Email: [email protected]
- Postal Address: Asset-Based Lending for Growth Privacy Team, [Address], [City, State, ZIP Code]